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Bridge Loans - Vicage Investment

Bridge Loans

Fast, Flexible Financing for Your Investment Opportunities

Secure Bridge Financing in Days, Not Months

At Vicage Investment, we provide swift bridge loan solutions to help you seize time-sensitive opportunities. Whether you're acquiring new properties, renovating existing assets, or need quick liquidity, our bridge loans offer the speed and flexibility you need to succeed in today's competitive market.

Get Pre-Approved Today

Why Choose Our Bridge Loans?

Lightning-Fast Approval

Get approved in as little as 24-48 hours. Our streamlined process ensures you can act quickly on investment opportunities without missing critical deadlines.

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Competitive Rates

Benefit from market-competitive interest rates starting from 8.99%. Our rates are transparent with no hidden fees or surprise charges.

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Flexible Property Types

We finance residential, commercial, mixed-use, and investment properties. From single-family homes to multi-unit complexes and commercial buildings.

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High LTV Ratios

Access up to 85% loan-to-value ratios on qualifying properties, maximizing your purchasing power while minimizing your cash investment.

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Flexible Terms

Choose terms from 6 to 36 months with options for interest-only payments and flexible exit strategies to match your investment timeline.

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Expert Guidance

Our experienced loan specialists provide personalized consultation throughout the process, ensuring you make informed decisions for your portfolio.

Our Simple 5-Step Process

1

Initial Consultation

Discuss your project goals, timeline, and financing needs with our expert team. We'll assess your situation and recommend the best loan structure.

2

Property Evaluation

We conduct a thorough analysis of your property, including market valuation, condition assessment, and investment potential evaluation.

3

Documentation Review

Submit your financial documents and property information. Our team reviews everything efficiently while keeping you informed of the progress.

4

Underwriting & Approval

Our underwriting team processes your application with speed and precision, typically providing approval decisions within 24-48 hours.

5

Closing & Funding

Once approved, we coordinate a smooth closing process and fund your loan quickly, often within 5-10 business days of approval.

Bridge Loan Benefits

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Speed to Market

Close deals faster than traditional financing, giving you a competitive edge in hot markets and auction scenarios.

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Bridge Existing Gaps

Perfect for situations where you need to purchase before selling, or when waiting for permanent financing approval.

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Renovation Opportunities

Secure properties that need work, complete renovations, and refinance into permanent loans at higher values.

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Portfolio Expansion

Grow your real estate portfolio quickly without being limited by the slow pace of traditional mortgage processes.

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Strategic Flexibility

Maintain multiple exit strategies including refinancing, selling, or extending the loan based on market conditions.

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Competitive Advantage

Make stronger offers with proof of funds and quick closing capabilities, increasing your success rate.

Qualification Requirements

Financial Requirements

  • Minimum credit score of 650
  • Debt-to-income ratio under 50%
  • 6 months of reserves required
  • Proof of income and assets
  • Down payment of 15-30%

Property Requirements

  • Property value minimum $100,000
  • Clear title or acceptable liens
  • Property insurance required
  • Professional appraisal needed
  • Exit strategy documentation

Documentation Needed

  • Recent tax returns (2 years)
  • Bank statements (3 months)
  • Purchase agreement
  • Property details and photos
  • Business plan or exit strategy

Loan Specifications

  • Loan amounts: $50K - $5M
  • Terms: 6 to 36 months
  • Interest rates: 8.99% - 15%
  • LTV ratios up to 85%
  • Interest-only payment options

Ready to Secure Your Bridge Loan?

Don't let financing delays cost you your next great investment opportunity. Our team is ready to provide the fast, flexible financing you need.

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